Now's The Time

We had an appointment today to apply for a mortgage refinance. We've been having a heck of a time just getting a hold of someone. Apparently many many people would like to refinance right now. Today the rate was 4.3%. That is really really awesome. We haven't locked in yet, so hopefully it doesn't go back up in the next few days. We're looking forward to lowering our payment and paying off the house sooner. Yay for the bad economy:)